Author Archives: Isaac Wright

In Praise of Common Sense

Earlier this year, I was interviewed on disability planning for today’s retiree from the Chesterfield Observer. They explained that this article would be in a special financial section that covered various strategies for staying financially ahead during retirement. Now, I … Continue reading

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Providing Additional Income For Long-Term Care

Over the past month, I have met with several families that made the tough decision to provide and pay for additional care for a loved one due to a degenerative disorder. It simply was no longer an option for them … Continue reading

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Emotional Habits That Successful Retirees Have In Common

I wanted to share some thoughts this month on certain traits and habits that can set you up for an emotionally fulfilled retirement. This is not about who has the biggest checkbook. I am talking about that person who is … Continue reading

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Paying Attention to Your 401k Fees

The U.S. Labor Department has drawn a line in the sand with undisclosed fees being charged to employees as they contribute to their 401k. Starting later this year, those who contribute to this type of retirement account can expect to … Continue reading

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Radio Interview

Last week I was interviewed by Matt Dicken, who is a well respected financial educator in Kentucky and hosts a weekly radio show.  After reading my book, “Navigate Your Way to a Secure Retirement”, he was so impressed that he … Continue reading

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Chesterfield Observer Article

Michael Buettner of the Chesterfield Observer interviewed me for an article on how seniors will pay for long term health care.  Mr. Buettner gives some good tips that seniors should consider.  Click on the link below to go to the Chesterfield Observer … Continue reading

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The 4% Rule of Withdrawal May Be Too High

Is a 4% withdrawal rate too high for your retirement?? This could very well be the million dollar question for many families who will have to depend on distributions from their investments during retirement. What exactly is the 4% withdrawal … Continue reading

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Are You Overpaying For Your Life Insurance?

I consider myself to be somewhat competent on the use of life insurance to achieve financial planning goals, but I recently stumbled onto a situation where a client was overpaying for insurance by 30%. I wondered why the coverage was … Continue reading

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WRVA Interview

WRVA Interview (CLICK HERE TO LISTEN) Jimmy Barrett, from WRVA Talk Radio asked me to be on his show again.  This time we discussed the possibility of our government defaulting on loans, how this can effect credit ratings and how … Continue reading

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What’s The Real Story With Inflation?

 Retirees depending on Social Security income may find it coming up short to pay for necessities such as food, gasoline and heating oil. Yes, Social Security payments are inflation-adjusted, but the inflation rate used in the calculation can undervalue the … Continue reading

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